Kim Townsend

Senior Mortgage Consultant

M&T Mortgage

Experience, integrity and service are what Kim Townsend stands for.

With 23 years of experience as a mortgage consultant, including roles in management and underwriting, Kim has the skills and knowledge to help his clients “navigate” through the turbulence of the home buying process.

As an underwriter, Kim’s experience is invaluable.  It helps him understand lending guidelines and to know what the underwriters are looking for.  This enables him to help more clients hear “Yes, you are approved”.  Kim is also a consistent top producer and the #1 mortgage consultant in M&T’s 5 state Western Division.  With over 1,000 closed loans for more than $100 million, you can be assured the Kim knows how to create a “flight plan” and solve a homebuyer’s mortgage needs.

Integrity means several things including doing what you say you are going to do when you will do it.  Often one home purchase transaction is dependant on another.  Missing closing dates or changing loan fees is not an option for Kim.  Many people play a role in a mortgage transaction:  real estate agents, appraisers, title and insurance agents, and underwriters.  Kim’s management experience helps him coordinate the whole “team” to deliver on expectations and make all the “connecting flights”.

Going the extra mile is standard for Kim.  He is committed to providing the best service available and understands the value of each “raving fan” homebuyer.  His unique consulting approach ensures that home buyers have the right mortgage solution for their financial goals.  Kim pays attention to deadlines and details and provides timely information like settlement statements 24 hours in advance of closings.  You will always know the status of the loan and what the next steps are.  His commitment to putting the interests of his clients at the forefront of every transaction has earned him a loyal base of customer support as well as a strong foundation of referral business within the Real Estate and Financial Services communities.  He even provides forecasting information on the direction of rates to ensure each loan receives the best rate possible. Only by delivering this exceptional service can he “land” your long-term trust.

In addition to in-house underwriting, state-of-the-art technology and cutting-edge customer service, Kim and his team are always there to answer questions and make sure every detail is covered from the first phone call through closing and in the future.

With the Kim Townsend Team, you will discover an atmosphere of enthusiasm, a spirit of dedication and a great desire to build quality relationships.  Experience the difference; contact Kim Townsend today by email at ktownsend@mandtbank.com.